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Specific challenges of gray divorce

On Behalf of | Sep 25, 2020 | Divorce In Mississippi, Divorce In Tennessee |

Gray divorce is not a different kind of proceeding. It is just a name given when couples split after the age of 50. More than any other age demographic, according to MarketWatch, the rate of divorce is increasing in this age group.

When you and your spouse divorce after the age of 50, you face many of the same challenges that younger couples do. However, you also have some concerns that are unique, or at least more pressing, for you at your age.

Health insurance

You become eligible for Medicare at age 65, but this may still be a long way off. For now, you may still rely on the coverage from your spouse’s insurance, which can cause a problem when you divorce.

Social Security

Even if you did not earn a Social Security benefit yourself because you did not work during your marriage, you can receive half of your ex-spouse’s benefit even after your divorce. However, if you get married again before reaching the age of 60, you lose your eligibility for this benefit.

Retirement income

Divorce can be very challenging for people who have retired or are close to it. The cost of living for each of you increases by 50% when you start living single, yet each of you only has half the retirement income available to you. You may have to make lifestyle changes to compensate, such as cutting back spending or moving to a new location where the cost of living is lower.


If your children have grown up, then custody and child support are no longer issues. However, even adult children can have trouble coping with their parents’ divorce. You still have to help them work through their negative feelings.

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