You are not responsible for any debts
of your spouse which were incurred before the marriage nor or you responsible
for repayment of a debt incurred by your spouse after the marriage, except to
the extent the debt is for necessaries. Necessaries include those things
required for survival, including reasonable food, clothing, and shelter.
A spouse who is only an authorized user
of a credit card is ordinarily not liable for any debts where that spouse has
not signed the application for credit, unless the credit was used for furnishing
necessaries or the charges were incurred by the authorized user.
Debts which are incurred during the
marriage will be shared equally. If there is debt associated with a particular
item of property, the spouse receiving the property will generally be
responsible for the debt associated with that property.
If a spouse is involved in a lawsuit
stemming from an accident or injury, the other spouse is not normally liable for
any injury or damages caused to another by his or her spouse. The one exception
is where the spouse would be liable regardless of the marriage.
A person injured in an accident is
treated no differently than any other creditor. If only one spouse is liable to
the injured person, then the injured person must seek recovery from property
held by that spouse individually or be limited to that spouse’s right of
survivorship in property.